FAQ
Frequently asked questions
Straight answers about how Creda works.
Does Creda lend money?
No. Creda connects businesses with participating licensed lenders. All lending decisions and terms come from the lender.
Will I definitely get a loan?
No platform can promise that. Each lender makes its own decision after its own assessment.
Who can see my information?
Only you and authorised Creda staff. A lender sees your application only when it is referred to them with your consent.
Does it cost anything?
Creating a profile and submitting requests on Creda is free.
What do I need to get started?
A valid email address and basic details about your business: type, location, how long you've operated and typical monthly revenue and expenses.